I recently sat down with someone who was thinking about buying their first home. It took me back to buying my own in the early 1990s, when the mortgage and endowment payments swallowed nearly half my take-home pay. There was not much left over.

There will be plenty of debate about the triple lock in the months ahead. This blog doesn't take a political stance. Instead, it steps back and asks a more useful question.

Political speeches often generate headlines. However, occasionally they raise questions that are worth considering beyond politics.

Be careful what you read: pensions, inheritance tax and the bigger picture

Politicians are often criticised for being “out of touch with the real world”. But what do we mean by the real world? We each see it through our own experiences, and those experiences can change more quickly than we expect.

At the end of October 2023, the owner of the business I had helped build told me he had sold it to AFH.

For much of the past 15 years, low-cost passive investing has been difficult to argue against.

We process an enormous amount of information in financial services.

I am on something of a mini mission.

Was this worth a coffee? Not a flat white. Just a regular, sensible £2 coffee. If this helped, feel free to buy me one. If it didn't, keep your money , that's only fair

I was recently asked to review the final book Jeffrey Archer is writing. While reading it, I was reminded of just how good a storyteller he is.

When I started Money Wise UK and began helping IFA and financial planning firms, I did not expect the volume of papers, reviews, consultations and updates that would come out of the FCA.