Welcome to Money Wise UK. By accessing this site (money-wise.uk) and using its content (tools, calculators, downloads, blogs, podcasts), you agree to these terms.
1. Regulatory Status Disclaimer
Money Wise UK is a non-regulated strategic consultancy operated by George Ladds.
- No Financial Advice: Materials are for education, not regulated financial advice.
- Target Audience: Content is designed for professional financial planners/IFAs. Retail investors must seek independent advice.
2. Intellectual Property Rights & Ownership
All content is the exclusive property of George Ladds/Money Wise UK.
- Trademarks: Money Wise UK® (UK00004032783) and CRP® / Centralised Retirement Proposition: Retirement Planning Simplified® (UK00004132151) are protected.
- Copyright: All content, including calculators and materials, is © 2025–2026 George Ladds. All Rights Reserved.
3. Permitted and Prohibited Use
- Use: Limited, non-exclusive license for internal, educational, or illustrative purposes only.
- Prohibitions: Copying, scraping, reverse-engineering, or using data to train AI is strictly forbidden.
4. Digital Store & Template Licensing
Purchased templates are licensed, not sold. Users receive a non-exclusive license for internal business use; resale or sharing is strictly prohibited.
5. Limitation of Liability
Materials are provided "as-is." Money Wise UK accepts no liability for loss arising from reliance on its tools, which should be verified against current regulations.
6. Governing Law
Governed by the laws of England and Wales.
Last Updated: August 2026