Was this worth a coffee? Not a flat white. Just a regular, sensible £2 coffee. If this helped, feel free to buy me one. If it didn't, keep your money , that's only fair

I was recently asked to review the final book Jeffrey Archer is writing. While reading it, I was reminded of just how good a storyteller he is.

When I started Money Wise UK and began helping IFA and financial planning firms, I did not expect the volume of papers, reviews, consultations and updates that would come out of the FCA.

We all have biases.

Over the last couple of years, I have been on a journey to understand what retirement planning should really look like.

We process an enormous amount of information every day.

Over the last two years, I have been on a real journey around investing.

I recently spoke to Emma Mogford at Premier Miton on the Money Wise UK podcast. We were discussing risk, and I asked a fairly extreme question: what happens to retirement income if markets drop by 50%?

One of the things I learned in the 1990s was the power of understanding returns.

I had this discussion this week.

One of the questions I often come back to—whether I am working with financial planning firms, writing, or building Money Wise UK—is a simple one:

I recently wrote a blog looking at one of the most debated topics in retirement: